Is the ACA a great solution?
Not really. My daughter is in search of healthcare and her employer doesn’t
We went to the exchange.
Here is what we found. Many doctors will not accept ACA insurance.
The ACA doesn’t cover specialty drugs.
The ACA may offer a discount however if you exceed the amount you specify you will repay the ACA and be subject to a fine.
The ACA will cover the first month of insurance if you don’t pay and you can see your doctors. The second and third months if not paid will hav to b paid by the doctor as the ACA will not cover months 2 and 3. Doctors are required to treat you regardless if they are paid by insurance company.
Where does this make sense in anyones mind?
p.s. We skipped the exchange and I help pay my daughters insurance via a direct purchase from United Healthcare.